Generally, Balance Shield Cash Out will need be turned on manually after each Balance Shield Cash Out, however, setting a voluntary tip ($1.50-$14.50) triggers Earnin to automatically keep Balance Shield Cash Out on even after a Balance Shield Cash Out. We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. Alternatively, you can send an email that includes your contact information tosupport@earnin.comto request any corrections to your personal information. If you refer someone to Earnin through an applicable Referral Program, we will let them know that you generated the referral. Activehours also allows you to submit your medical bills (including, medical, dental and vision) to Activehourss medical billing negotiators to negotiate lower payment options with your medical providers (Health Aid, formerly known as MediPal). The collection of this Personal Information helps us deliver these additional services to you. Palo Alto, CA 94306 an agreement to resolve disputes in small-claims court, Consent to Receive Electronic Disclosures (E-Sign Disclosure and Consent), Accuracy of and Changes to your Information, Disclosure and Consent to Electronic Communications, Modification to Site or Terms and Services, Activehours's Intellectual Property Rights, Disclaimer of Presentation and Warranties, Collection of Personally Identifiable Information, Service Specific Collection of Information, Non-Personally Identifiable Information (Aggregated and Anonymized Data), Push Notifications, Email and SMS Communications, information Earnin collects automatically, information Earnin collect from third parties, information collected when you use specific Earnin services, Non-Personal Information (Aggregated and Anonymized Data), Push Notifications and Email and SMS Communications, PUSH NOTIFICATIONS, EMAIL AND SMS COMMUNICATIONS. We have the right to adjust your maxes at any time. Location information: You may also be asked to provide geolocation information to confirm your earnings. When using Max Boost, Earnin will collect and share with only you, the following: 6. Earnin may aggregate and modify Personal Information in a manner that does not personally identify you or any other individual and therefore is no longer Personal Information. Your use of the Site and the Services must comply with all applicable law. When you provide your Authorized Bank Account login credentials to our third party vendors, you authorize Earnin to use the information they provide to enhance your use of Earnins Services. Only funds from your Bank Account may be transferred to your Tip Yourself Account. You may opt-out of Cash Back Rewards at any time by unlinking your cards. Over time, based on a number of factors, it can adjust to range from $50 to $500. You understand and agree that you are entering into these Terms of Service electronically and that certain categories of information ("Communications") may be provided by us to you by electronic means (i.e., via email, through the Service by displaying links to notices generally on the Site, or to your mobile device), unless and until you withdraw your consent as described below. Health Aid. Financial Calendar- means your in-app calendar, which tracks bill reminders, daily earnings, recent Cash Outs, and when you have scheduled debits for Cash Outs. If you register a debit card, your transaction must be processed as a credit (i.e., signature) transaction to make sure the transaction can be monitored. When you request a Max boost from another community member, you will get a temporary $50 Pay Period Max increase. For example, this Personally Identifiable Information may be disclosed to enable you to select the contacts with whom you would like to send a Max Boost, show your information about Community Members in a Pay It Forward chain, to connect with another user who referred you to the Services, or to connect with an individual whom you would like to refer to the Services. This policy was written in English, to the extent a translated version conflicts with the English version, the English version controls. Notwithstanding anything to the contrary in the Privacy Policy, Earnin and its third-party provider Empyr, will use Cash Back Reward transaction data solely: By participating in Cash Back Rewards you: authorize the sharing, exchange and use of transaction data as described above and herein by and among Earnin and Earnins third party service provider, applicable Payment Card Networks and applicable merchants. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. ; Share the max code at the lower middle portion of the following screen with another community member ("granter"). Note that this is open to all Community Members. You understand and acknowledge that Earnin may modify the Content for formatting, navigational, integration or other purposes, but such modifications will not materially distort such Content. The CCPA provides the right to request that we disclose the specific pieces of information we have collected about you, which Earnin will do after we receive and validate your request. SECURITY For example, Earnin may use this information to display ads on Services on third-party websites. Click PLACE NOW to place immediately, or put the device in the QUICK BAR to place later. In general, you can visit the Website and download the App without telling us who you are or sharing any Personally Identifiable Information with Earnin. You may access the terms of such agreement at any time here. If a counter-notice is received by the DMCA Agent, Earnin may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. Balance Shield. You understand that, in return for agreement to this provision, Earnin is able to offer the Service at the terms designated, and that your assent to this provision is an indispensable consideration to these Terms of Service. Cookies are small data files that are stored on your hard drive or in device memory by a website. When you use certain Earnin Services, we need to collect additional information from you and third parties. To the extent that the terms set forth in this Custodial Account Authorization Agreement are inconsistent with the terms of the Account Agreement as it relates to the Sub-Account, the terms set forth in this Custodial Account Authorization Agreement shall apply. In no event will Activehours be liable to any party for any loss, cost, or damage that results from any period of downtime of the Sites or Services. This Custodial Account Authorization Agreement shall remain in full force and effect until the Account Agreement terminates or as otherwise terminated by Bank in its sole discretion. By requesting a Pay Out or turning on Balance Shield, you authorize us to initiate debit and credit entries to your bank account, or if you link a debit card to your account, you authorize us to charge your debit card, for all payments due to us. If you can please help me out, message me and alll I need is a phone number to request. We may limit your Tip Yourself Account and your access to funds in it until such verification is completed. You further agree to promptly update all your Profile Information whenever the information provided to us is no longer accurate. You may not copy, imitate, modify or use them without our prior written consent. Information from Third Parties As used in these Terms of Service, the words Community Member, "you" and "your" refer to you, the user of Earnins website, device, and/or applications, as the party agreeing to these Terms of Service. Earnin may post a notice on the Earnin Site if a security breach occurs. You must repeat this process for every card you wish to delete, you will reimburse Activehours for any fees imposed on us as a result of the failed transaction; and. You also acknowledge and understand that, with respect to any dispute with Earnin, its officers, directors, employees, agents or affiliates, arising out of or relating to your use of the Service or these Terms of Service: Does Earnin send you marketing communications with the option to opt out? Any dispute with Activehours, or its officers, directors, employees, agents or affiliates, arising under or in relation to these Terms of Service will be resolved exclusively through the small-claims court of the Superior Court of California within the county of Santa Clara, California, except with respect to imminent harm requiring temporary or preliminary injunctive relief in which case Activehours may seek such relief in any court with jurisdiction over the parties. THE FOREGOING LIMITATIONS SHALL APPLY REGARDLESS OF WHETHER YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH INJURY, DAMAGES, LOSSES OR EXPENSES. Funds held in your Sub-Deposit Account will remain in your Sub-Deposit Account until you instruct us to transfer any or all of your funds from your Sub-Deposit Account to your Checking Account by requesting such transfer. Why is Earnin available in the U.S only? If your medical bill is eligible, Earnins Health Aid team will conduct a Medical Bill Review, which may require Earnin to speak to your medical provider or its representatives on your behalf. These Third Parties may place their own cookies to collect information about your activities on our Website and/or the advertisements you have clicked on. Boost for boost. In order to designate an authorized agent to make a request on your behalf, you must: California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits those of you who are California residents to request and obtain from us once a year, free of charge, information about the Personally Identifiable Information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. Device ID: When you use the mobile versions of our Site, we may collect the unique device identifier assigned to that device by phone makers, carriers, or makers of the operating system (the "Device ID"). Can anyone in the Earnin Community help me boost my Max? disclosures or notices provided in connection with the Services, including any required by federal or state law (including initial disclosures, periodic statements, periodic and annual error resolution notices, initial and annual privacy notices, opt-out notices, and change-in-terms notices); Tip Yourself Although we reserve the right to provide Communications in paper format at any time, you agree that we are under no obligation to do so. You will have a set Daily Max, which is the maximum you are allowed to Cash Out in one day, as well as a Pay Period Max, which is the maximum amount you can Cash Out before your next pay period. An "Offer" is the cashback percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated with the offer. Cash Back Rewards credits cannot be processed if your debit or credit card number expires or changes while the credit is pending and not settled, or your debit or credit card account is not open or in good standing.

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